How does unemployment insurance work in Brazil in 2025?
Posted: Sun Feb 02, 2025 6:23 am
We know that unemployment insurance is a worker's right. But it wasn't always like that.
This benefit was created in 1986, and has undergone several changes involving its concession, payment deadlines and who is entitled to receive it.
But it has undergone several reforms and modifications over the years. Let's see below, in the course of the article, how it looks now in 2025.
Continue reading and find out in detail what unemployment insurance is and who is entitled to it.
Also learn how to do the calculation and how to request it, if necessary.
Let's go?
sesame hr logo
All the information you need, in one place, with Sesame RH's Document Manager
Simplify document management, access important files in seconds, and collaborate efficiently with your team securely from anywhere
Free trial
What is unemployment insurance and who is entitled to it?
Unemployment insurance was created based on the Workers' Support austria whatsapp list Fund (FAT) . This is a benefit offered by Social Security, therefore, it must be received through Caixa Econômica Federal.
We can certainly say that unemployment insurance is one of the most important rights of Brazilian workers.
This is a constitutionally guaranteed benefit and its purpose is to provide temporary financial assistance to workers who are unemployed without just cause, and to help them maintain and search for employment, providing integrated guidance, relocation and professional qualification actions.
Who is entitled to unemployment insurance?
Have been dismissed without just cause;
Are unemployed when applying for the benefit;
Having received salaries from a legal entity or an individual equivalent to a legal entity (registered with the CEI) relating to:
at least 12 (twelve) months in the last 18 (eighteen) months immediately prior to the date of dismissal, when first requested;
at least 9 (nine) months in the last 12 (twelve) months immediately prior to the date of dismissal, when the second request is made;
each of the 6 (six) months immediately prior to the date of dismissal, when making other requests;
Not having your own income not only to support yourself, but also your family;
Not receiving continued benefit from Social Security, except for a survivor's pension or accident benefit;
People who perform domestic work and who were dismissed without just cause;
People who have been rescued from conditions analogous to slavery;
Professional fishermen during the so-called closed season, when fishing activity is halted so that species can be preserved;
Formal workers (i.e., with a formal employment record) who have their employment contract suspended to allow participation in a professional qualification program or course provided by the company.
Deadline for requesting the benefit
And what is the deadline to apply for unemployment insurance ? Let's look at the various possibilities for this request and the time frame for each one.
Formal worker: from the 7th to the 120th day after the date of dismissal.
Artisanal fisherman: during the closed season, within 120 days of the start of the ban.
Domestic employee: from the 7th to the 90th day, counting from the date of dismissal. Employee on leave for qualification: during the suspension of the employment contract.
Rescued worker: up to the 90th day, counting from the date of rescue.
But it is necessary to pay close attention to the deadlines, because if they are not respected the worker may lose access to the benefit.
EN - CTA Blog - Create hr
How to calculate the value of unemployment insurance?
Currently, to calculate unemployment insurance, follow the rules listed below.
Add up the last three salaries received
Divide the total amount by 3
Check the 2025 unemployment insurance table (below) to find out the calculation corresponding to your salary range.
New tables and values for the year 2025
As we saw in the previous topic, the value of Unemployment Insurance varies according to the worker's average salary. Furthermore, this calculation is made taking into account the last three salaries prior to dismissal.
According to the 2025 table, beneficiaries can receive as part of their unemployment insurance :
Average salary range up to R$2,041.39, multiply the average salary by 0.8
Anything exceeding R$2,041.40 to R$3,402.65 is multiplied by 0.5 and added to R$1,633.10.
Above R$ 3,402.65, the value will be unchanged at R$ 2,313.74
The Ministry of Labor and Social Security defines the number of installments, as well as their respective values.
Therefore, to make it easier to understand, we will describe below the rules that calculate the number of installments that the worker is entitled to receive. Let's take a look.
This benefit was created in 1986, and has undergone several changes involving its concession, payment deadlines and who is entitled to receive it.
But it has undergone several reforms and modifications over the years. Let's see below, in the course of the article, how it looks now in 2025.
Continue reading and find out in detail what unemployment insurance is and who is entitled to it.
Also learn how to do the calculation and how to request it, if necessary.
Let's go?
sesame hr logo
All the information you need, in one place, with Sesame RH's Document Manager
Simplify document management, access important files in seconds, and collaborate efficiently with your team securely from anywhere
Free trial
What is unemployment insurance and who is entitled to it?
Unemployment insurance was created based on the Workers' Support austria whatsapp list Fund (FAT) . This is a benefit offered by Social Security, therefore, it must be received through Caixa Econômica Federal.
We can certainly say that unemployment insurance is one of the most important rights of Brazilian workers.
This is a constitutionally guaranteed benefit and its purpose is to provide temporary financial assistance to workers who are unemployed without just cause, and to help them maintain and search for employment, providing integrated guidance, relocation and professional qualification actions.
Who is entitled to unemployment insurance?
Have been dismissed without just cause;
Are unemployed when applying for the benefit;
Having received salaries from a legal entity or an individual equivalent to a legal entity (registered with the CEI) relating to:
at least 12 (twelve) months in the last 18 (eighteen) months immediately prior to the date of dismissal, when first requested;
at least 9 (nine) months in the last 12 (twelve) months immediately prior to the date of dismissal, when the second request is made;
each of the 6 (six) months immediately prior to the date of dismissal, when making other requests;
Not having your own income not only to support yourself, but also your family;
Not receiving continued benefit from Social Security, except for a survivor's pension or accident benefit;
People who perform domestic work and who were dismissed without just cause;
People who have been rescued from conditions analogous to slavery;
Professional fishermen during the so-called closed season, when fishing activity is halted so that species can be preserved;
Formal workers (i.e., with a formal employment record) who have their employment contract suspended to allow participation in a professional qualification program or course provided by the company.
Deadline for requesting the benefit
And what is the deadline to apply for unemployment insurance ? Let's look at the various possibilities for this request and the time frame for each one.
Formal worker: from the 7th to the 120th day after the date of dismissal.
Artisanal fisherman: during the closed season, within 120 days of the start of the ban.
Domestic employee: from the 7th to the 90th day, counting from the date of dismissal. Employee on leave for qualification: during the suspension of the employment contract.
Rescued worker: up to the 90th day, counting from the date of rescue.
But it is necessary to pay close attention to the deadlines, because if they are not respected the worker may lose access to the benefit.
EN - CTA Blog - Create hr
How to calculate the value of unemployment insurance?
Currently, to calculate unemployment insurance, follow the rules listed below.
Add up the last three salaries received
Divide the total amount by 3
Check the 2025 unemployment insurance table (below) to find out the calculation corresponding to your salary range.
New tables and values for the year 2025
As we saw in the previous topic, the value of Unemployment Insurance varies according to the worker's average salary. Furthermore, this calculation is made taking into account the last three salaries prior to dismissal.
According to the 2025 table, beneficiaries can receive as part of their unemployment insurance :
Average salary range up to R$2,041.39, multiply the average salary by 0.8
Anything exceeding R$2,041.40 to R$3,402.65 is multiplied by 0.5 and added to R$1,633.10.
Above R$ 3,402.65, the value will be unchanged at R$ 2,313.74
The Ministry of Labor and Social Security defines the number of installments, as well as their respective values.
Therefore, to make it easier to understand, we will describe below the rules that calculate the number of installments that the worker is entitled to receive. Let's take a look.