This personal contribution is important because it allows

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To do this, you can use an online mortgage comparator or go to different banks to request personalized offers. Mistake #3: Not having enough personal contribution The third mistake is not having a sufficient personal contribution. The personal contribution is a sum of money that you invest in your real estate project, it can be savings, an inheritance or the resale of a property.you to reduce the amount borrowed and therefore the interest that you will have to repay. Mistake #4: Not checking your borrowing capacity The fourth mistake is not checking your borrowing capacity before applying for a mortgage.



It is important to know your borrowing iceland phone number list capacity before applying for a mortgage to avoid having your application refused or getting into too much debt. To calculate your borrowing capacity, you can use online government simulators or ask your banker for advice. Mistake #5: Not anticipating additional costs The fifth mistake is not anticipating additional costs. In addition to the costs related to the mortgage, there are other additional costs such as notary fees, agency fees, guarantee fees, insurance fees, etc. It is therefore important to anticipate these costs so as not to be caught off guard and to avoid not being able to meet all the expenses related to your real estate project.



In conclusion, obtaining a mortgage is a process that requires good preparation. It is important to avoid these 5 mistakes to obtain your mortgage with complete peace of mind. By taking the time to properly prepare your financial situation, compare mortgage offers, have a sufficient personal contribution, check your borrowing capacity and anticipate additional costs, you will put all the chances on your side to obtain your mortgage and carry out your real estate project in the best conditions.The sustainability of condominiums is a very important and priority topic in 2022. Indeed, 75% of French people want to have more environmentally friendly housing, which is a significant score.